Debit & Credit 5.1: Financial Plan Analysis, Apple Card and Apple Watch Improvements
Version 5.0 for Mac was skipped because of the late release of macOS Big Sur. If you want to read more about the new design of Debit & Credit and new widgets, please check this article.
Financial Plan Analysis
Financial plans are a great tool both to analyze past financial performance and plan your financials for a year ahead. However, sometimes you just want to have a look at a plan and see its results. This is why I added the analysis section which is available for every completed plan in its last date period. Here is an example:
As you can see, the analysis is broken into three different parts: net wealth, income and expense. You can quickly see what made the biggest impact on achieving your financial plan goals.
Improved Apple Card Support
Apple Card is a special credit card. When you pay for something with it, you get a cashback (Daily Cash) back to your Apple Cash. The same thing happens in Debit & Credit if you have both “Apple Card” and “Apple Cash” accounts.
In this update, I have improved the interface for cashback percentage selection for iOS, macOS and watchOS apps. By default 2% is selected, however, it will automatically change to 3% when you select a payee that offers an increased cashback (e.g. Uber or Panera Bread).
Scheduled transactions now also support cashback selection.
New Apple Watch App
The Apple Watch app was completely rewritten using the latest technologies available in watchOS 7 (SwiftUI) and while it looks very similar to the previous app, it works faster and has a number of new features:
• account icons are now displayed in the main list
• badges for overdue scheduled transactions and overspent budgets are displayed when necessary
• to delete any item you can just use the “swipe to delete” gesture
• added new Infograph Modular watch face complication to display your budget progress
That being said, the biggest reason for a rewrite was the ability to quickly add new features in the future. There is no doubt that new features in the future releases of watchOS will require SwiftUI and I decided not to wait and invest time and effort into the watch app now.
